ifydcat Many countries in the world have made it illegal to drive without vehicle insurance. This is to protect drivers on the road. Driving without insurance is like playing Russian roulette. At any moment you could be hit by another car and be powerless against it! Even if you firmly believe your driving skills are good enough that you would not cause a collision, sometimes you will be powerless against someone else driving into you!
How would you fix your vehicle if you were hit by another car and they did not have car insurance? It is undeniable that accidents happen, and you have to think carefully about the consequences if something goes amiss on the road. You never know exactly how safe your vehicle is wherever you have parked it. Perhaps you are visiting a friend in an unknown area, or parking your car at the shopping centre. Your car can be stolen at any of these places. If it happens, it will happen, and there will be nothing you can do about it. It is better to be prepared! Remember that even attempted theft can cause expensive damages.
If you are of the mind that vehicle insurance is too expensive for you, consider the implications if you have an accident or your vehicle get stolen. The cost of repairs to your vehicle or the replacement of your vehicle can be staggeringly high. The cost will usually be expensive, the kind of money most people do not normally have readily available. If you are quite financially tight and feel that you would not be able to spare too much extra money every month, then consider third party coverage. This will cover the cost of repairs to the other vehicle involved if you cause the collision. Shop around for vehicle insurance and see the extent of value for your money you can get. The cheapest insurance policy may not be the best for you; you have to ensure that you are getting adequate coverage and good value for money.
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