Q&A: Car insurance bait and switch?
Question by MK’s: Car insurance bait and switch?
I admit I have a not so favorable driving record. The company I was with had elected to discontinue my coverage, leaving me to shop around. After calling every company I could think of, I got all extremely high, but understandable quotes. My last call was to a “insurance broker”. I know not the best route, but left with no other choice. The company got me a quote. . After I signed all paperwork and agreed to the deductions, I called the company just to verify all the information. All was said and fine. A week later they call to tell me the premium was significantly increased due to my record. While I understand, can they really tell me one thing first, have me agree and sign, then change it up like that? I had specifically asked if my record was already pulled and all my info was correct and they said yes.
Best answer:
Answer by bajakma
Sounds like they may have jumped the gun a little. if the agency quoted you and then the insurance company saw your record ad increased the premium price they can do that because they don’t know you from adam and they can say they needed to see your dirving record and not just the agent. try going online to esurance, or insurance.com or lowermybills.com see if you have any better luck.
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