Question by filaaa: do I need car insurance once I get my driver’s license?
Can I just get my driver’s license and not drive the vehicle? Because I know if you drive a car you need insurance, but what if I just have my license and am not driving anything? Also, I heard about this “family policy” that if I’m driving a parent’s car with my driver’s license I’m covered under THEIR insurance? I am not talking about a learner’s permit, I’m talking about an actual driver’s license. I can get my license on December 4th. Thanks for your answers!

Best answer:

Answer by UCANTCME
IF YOU LIVE AT HOME WITH YOUR PARENTS THEY WILL NEED TO INFORM THE INSURANCE COMPANY THAT YOU NOW HAVE A DRIVERS LICENSE AND YOU CAN DRIVE THIER VEHICLE BUT THEIR RATES WILL INCREASE NOW THAT YOU HAVE A LICENSE.

Know better? Leave your own answer in the comments!

do I need car insurance once I get my driver’s license? is a post from: Car Insurance Deals

Do Your Homework Before Working With Car Insurance Brokers

Buying insurance for your automobile can be a time consuming and tedious task. There are many insurance companies to survey and it can be difficult to compare pricing and features. To help make this job easier we have car insurance brokers. For many people, using car insurance brokers is the perfect solution. It saves both time and money. The job of information gathering is left to someone who has experience and expertise in the industry. The trouble is, using car insurance brokers can be a tricky proposition. How do you know if the car insurance brokers you find are reputable and can be trusted to look after your best interests?

Your first step in determining if the car insurance brokers you are interested in working with are the types of companies you want to leave this important decision to is to look at their pricing structure. Reputable car insurance brokers will not ask you for a fee up front. Instead, they will take a commission on the fees you pay. Reputable car insurance brokers will also not request that you pay them via wire transfer or similar methods that can be manipulated. You certainly want to visit the offices of the car insurance brokers you are interested to confirm that they have a physical office. While you are there, ask to see the broker’s certifications. If you would prefer, you can consult the licensing agency in your area. You may also want to check to see if your broker belongs to the key industry associations for your country or state. Once you have taken these steps you should have a good idea of any red flags that you should be aware of.

Remember, car insurance brokers make their money from commission on the fees you pay. This means that unscrupulous brokers can be tempted to try to sell you options you don’t need. You need to make sure you know what type of insurance you need and what features are best for you.

There are alternatives to using car insurance brokers that can save you time and money. Internet car insurance portals can function in much the same way but you will be acting as your own broker. You will not have the benefit of the broker’s experience and you will need to do a little more homework. Using these sites you are essentially cutting out the middle man (i.e. the broker) so you may be able to realize some cost savings.

Whether or not to take advantage of the services of car insurance brokers is a decision that only you can make. For many people using a broker is a great option. If you are more of a do it yourselfer and you are good with the computer then buying insurance on your own may be the better option. Either way, you need to do your homework in order to ensure that you are getting the best policy for you and paying the best price you can. Buying car insurance is an important transaction and it is well worth any time you invest

Do Your Homework Before Working With Car Insurance Brokers is a post from: Car Insurance Deals

About – Cheapest Car Insurance Online

If you are looking for cheapest car insurance and more information or doing that little bit of extra research online before purchasing a cheapest car insurance policy, then you’re in the right place. While the web can be a time-saving tool in the search for the online cheapest car insurance quote, it is important to be aware of some of the pitfalls found in the world of online cheapest car insurance. Because generally cheap car insurance is for insuring safe drivers, therefore cheapest car insurance is for motorists with four years or more no claims discount. You should check the cheapest insurance group of a new car before you buys. Whatever your budget, car insurance is something you don’t want to waste extra your pennies on it. Keeping a car on the road can be an expensive business, so cheapest car insurance is one way of trimming the overall cost of motoring.

It is of critical important that you are aware of the factors that are considered by an insurance company before they extend insurance cover to your vehicle and determine the premium you are to pay.

The cheapest car insurance is offered to the people who fall in the lowest risk category. So, while deciding which insurance you must go for, it is important to know in which category you fall. This will enable you to understand why your next door neighbor gets to pay lower premium on the car of the same make from the same insurance company while the company takes hefty premiums from you.

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The lower the group, the cheaper your car insurance quotes. When shopping for cheapest car insurance there is a danger of being dazzled by the array of discounts on offer. If you have a claim-free driving history, you will be entitled to a no claims discount, which could result in a cheapest car insurance quote. Cheapest car insurance is available online, but again motorists need to beware of attention-grabbing headlines and prices that mask inadequate protection in car insurance policy. There are so may car insurance companies online that provides cheapest car insurance with a range of benefits including discounts and fast approval on valid claims.

This might leave you puzzled, but actually it is very simple. It is not just the make of the car that is considered but there are several other factors that are carefully analyzed before your premiums are determined.

Conclusion For Cheapest Car Insurance

Therefore it is advisable to search maximum car insurance companies online for cheapest car insurance.

Do not tempted by high claims and enticing offers but instead go in details of terms and conditions.

Do remember to mention your past no claims or good track record because that you will entitle you for cheapest car insurance.

Related The Cheapest Car Insurance Articles

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What You Don’t Know About Buying Car Insurance Can Hurt You

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Question by TheDude: What does it mean “Going of your parents car insurance?”?
I heard that you can register the car to my parents car insurance and it will be loads cheaper for myself, but its apparently fraud?
What could happen?
If I crash my car should I just leave it and run?

Best answer:

Answer by John
No it’s all legal if you live at home with your parents ( i think) it just means your parents add another driver to there insurance policys.

Add your own answer in the comments!

Q&A: What does it mean “Going of your parents car insurance?”? is a post from: Car Insurance Deals

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Have you ever questioned why most people don’t compare cheap car insurance quotes? Some individuals choose their insurance companies by speaking with relatives or friends for their insurance firm’s name. Others pick out their car insurance provider by going with the extremely advertised names they noticed on Television or the radio. But when questioned if they ever compare car insurance quotes, many individuals just provide you with a bizarre look as if you have asked them something unusual or ludicrous.

Lots of people have been with their insurance broker for such a long period of time they’ve become accustomed to them. People will let you know that they never speak to the identical agent twice as the company is so big they do not get personal service any longer. It has come to the point where getting a correspondence or bill through the post is the only letter they may receive from their insurance companies. Give it some thought, when was the last time you received a telephone call or communication out of your insurance dealer informing you that your premiums were going to be reduced because you’ve been driving in a good way this year.

Now, anyone can go online and compare cheap car insurance quotes in advance of selecting which company to take insurance from. It’s no longer compulsory to pay the same rates yearly with no chance of having your premiums reduced. Why do insurance companies increase our premiums the very first opportunity they get?

My insurance was increased after having a ten yr clean driving record since I was involved in a car accident that was proven to be the other guys liability. It was explained to me that my rates had gone up since I was now thought to be a high risk driver. Well, I instantly questioned where my discount was for my past 10 years of careful driving. You guessed right, the telephone went quiet and I was put on hold to speak to a supervisor.

Comparison shopping is always the best way to save cash and acquiring online car insurance quotes is definitely no exception to that rule. In fact, the Internet is absolutely perfect for finding the lowest priced insurance with the coverages that you require. And it can all be achieved from the comfort and ease of your own house. Simply go to one of many many websites that provides online car insurance quotes and fill in the information necessary. In no time at all it is possible for you to to view car insurance quotes from many corporations competing for your business. Simply compare the prices and coverages and pick yourself the best one.

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Cheap Car Insurance Quotes – Imagine Just How Much Cash You Can Save is a post from: Car Insurance Deals

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Get Cheap Student Car Insurance

If you are looking to get cheap car insurance then you must know that there are several factors that can affect cheap car insurance rates. One of them is age. It is a well known fact that the younger the driver, the higher is the risk of him being involved in an accident. So it is but natural for young drivers and students or teenagers to pay a higher car insurance premium than other drivers in an older ager group. But there are ways by which it is possible for one to get cheap student car insurance.

Although some car insurance companies might not provide specific student car insurance or cheap car insurance for young drivers, they do provide discounts that are worth noting to students who perform well. Statistics show us that students who do well in their studies are not as likely to meet with accidents as those who do not. So one way students can get cheap car insurance is by making sure their grades stay up.

So who is eligible for the discounted student car insurance? Anybody under the age of 25 who attends high school, college or university full-time and maintains at least a B average or a 3.0 grade point average on a 4.0 scale is eligible. Or he could be one of the top 20% from his class. Also, he could be among those included in the Dean’s list or honor roll. Different car insurance companies differ in the way they give discounts; some might not give discounts to high school students while other might give discounts to those over age 21 only. If you are looking to get cheap car insurance your best bet is to get a cheap car insurance quote from each of the many car insurance companies and then compare auto insurance rates so that you can pick the cheaper car insurance of all.

Do keep in mind that the more expensive your car is, the higher the insurance premium will be. Also if it is a sports car or an SUV in which one can speed, the chances of accidents are even higher and hence the premium you pay will definitely be higher. But you can get cheap car insurance if you look around a little and it doesn’t matter whether it is Ford insurance you are looking for or Mitsubishi insurance, Audi insurance, Chevy insurance, GMC insurance, Acura insurance, BMW insurance, Cadillac insurance, Nissan insurance or Dodge insurance. If you are a good student performing well, student car insurance will make it a lot cheaper for you.

The internet has made life a lot easier for us and you don’t need to make much of an attempt to get cheap car insurance for women, cheap car insurance for students, cheap car insurance for teens, cheap car insurance for military and so many more. Student car insurance can really go a long way in saving students some money; they should study well and drive carefully and savings are assured.

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