Car Insurance Deals

It is usually quite easy to find car insurance for 17 year olds, but it can be pricey. Taking a few practical steps and going online to find a policy will help cut down the price.

It is ironic that young people and students are perpetually strapped for cash, yet they have to pay the most car insurance. Although it appears unjust, young drivers have less road experience so, on average, are involved in more collisions than other road users and make more insurance claims. If you’re 17 you might find it difficult to pay for your car insurance but there are a few things you can do to make sure you’re paying the lowest rates possible.

When it comes to car insurance for 17 year olds, the model of car you drive will greatly influence your premiums, as it does with all young drivers. If you’re thinking of choosing a car, going for the most basic, low-speed model that will get you from A to B will help you bring the cost of your insurance down. The location in which your car is kept could also make a difference to the amount you pay. If you keep your car in a garage, it is going to be much safer than one out on the street.

Aside from these practical issues, there is a limited amount you can do before you have passed your test. The Pass Plus is a number of tutorials you can pay for after your test. You wll learn more techniques, like driving on busy roads, and the majority of insurance providers will lower your premiums accordingly.

Although it sounds unfair, car insurance for 17 year olds is a lot cheaper if you are female. Young male drivers have a higher accident rate in their first three years behind the wheel so have to pay higher premiums. If you are a woman, it might be worth considering a women-only insurance company as they claim to charge women cheaper premiums.

Ultimately, you only have a limited amount of control over your practical circumstances. Whatever they may be, the best way of cutting down your insurance costs is to shop around. Going online provides you with many different insurance quotes at the click of a button.