ifydcat Hopefully you will never be concerned in an auto accident or need to file an insurance claim. Even the most careful and talented drivers can simply find themselves in the middle of a crash. Would you know what to do? Knowledge of what to do after the auto accident can help make the insurance claims process simpler and smoother so that you are back on the road faster.
If you are in a car accident:
1. Attempt to stay calm, stop your car and check for injuries. The life and health of you, your passengers and the other people involved in the accident is far more important than the car itself.
2. If required, call the police and tell them of the accident, your location, how many people are concerned, whether there are wounds and the kinds of wounds.
3. You may wish to take reasonable steps to guard yourself, and your vehicle, from further damage. If possible and if legal, move the autos to the side of the road and turn on your hazards as fast as it is safe. If you have flares, you may need to use them to alert oncoming traffic and to prevent additional crashes.
4. Taking tons of notes is a good practice, like:
the date, time and location of the accident
how the accident took place – sometimes a drawing is worth a thousand words and can help augment what you’ve noted
the type and location of damage to your car
the type and location of damage to the other autos or property involved
the names, addresses and contact information of all drivers and passengers concerned in the accident
driver’s license numbers and all the information on the licenses
insurance identifications including the name of the insurance corporation and policy number
the names, addresses and contact information of witnesses
the names and badge numbers of police officials or other first response personnel
(Being able to take notes is important so keep a pen and pad in your glove box, in case. )
5. You may want to ask the police officer when and where you can get a copy of the accident report. There’s a good chance you’ll need it when you submit your insurance claim to your insurer.
6. It’s usually a good idea to call your insurance company right away and report the accident because the sooner they know about the crash the quicker they can start working to resolve your insurance claim. As well, they’ll be able to explain the next steps, like where to have the car towed if necessary and arrange for an adjuster to come out and appraise the damage before any repair work is done.
7. There are a couple of don’ts you might want to consider like don’t discuss the financial limits of your auto insurance policy and avoid discussing the responsibility for the accident or circumstances of the accident with anyone other than the police or a representative of your insurance company.
Auto accidents take a significant toll on everyone involved. But, if you stay calm, make safety your priority and follow the above tips, you will get through the ordeal of being in an accident and submitting an insurance claim.
Have you ever seen a supercar? Check out some of the coolest and most exotic cars in the world at thesupercars.org and also check have a look at worst car accident.
Posted in 
Tags: 
