Do you require a van for a vacation, to make it easier to relocate to a new location, or for some other short-term purpose. In case you are thinking about borrowing someone else’s van for a short time frame, contemplate what would transpire if you were to get into a collision. Would your usual vehicle insurance cover you? Even if you’re covered you chance losing your no-claims discount. If you only need to drive a van for a short time period, then there isn’t any need to hold a permanent van insurance policy if you happen to require a van for only 1 week, 2 or 3 weeks, or a month, 2 months, 3 months, 6 months or even longer.
When it pertains to temporary van insurance, nonetheless, there are other aspects to be concerned about. To begin with, not everybody will be entitled. Guidelines differ depending on the insurer, but on average you will have to be between 24 and 74 and you should have held a full Uk driving license for not less than a year. Your record also must be clean. Anything more than six points and you’re prohibited. For those who’ve claimed on your insurance in the past few years you might also be at risk.
One week van insurance is usually used by people who find themselves going on vacation and intend to share the driving, or if you’re taking a series of test drives over the course of the week. Individuals normally insure their van on a weekly basis if they are moving house far away, and it’ll take the week to move all the things themselves. It is much less of a commitment than paying out for the 12 months, and maybe more notably, you only pay for what you use. After all, there is no need to pay for van insurance if you’re only borrowing the van, or if you are not repeatedly driving it.
The period of time needed may additionally vary. Plenty of policies consider one month policies. Nevertheless, that may be too long. If you want it for a shorter time period you’ll find week long and even weekend deals. Discovering the best price can be a challenge. For people with a good driving history with your existing insurance you might be able to extend it for the desired period at a decent rate. Many mainstream providers may also give quotes and there’s a rising number of specialists within this area.
Temporary van insurance can be the right resolution for businesses and also for individuals. It makes good commercial sense to economize on costly rates by insuring your staff to drive vans as and when you require them to. There’s normally a maximum amount of short term cover you can buy (e.g. 28 days) before the temporary driver needs to be added to the coverage again, however this can be an easy process.
Temporary van insurance is a far more difficult issue. Even if you’re up to the mark on the essential regulations and guidelines you might be nonetheless vulnerable with regards to covering an additional driver for a set period of time. In any circumstances, knowledge is power and when you don’t do your research you’ll be short of both. Britain is rapidly becoming a country of van drivers. Sales have rocketed in recent years as has the scale of the market for van insurance. However, a lack of education means many drivers take the risk of paying over the odds, especially when it comes to short-term cover.
You could start off your search without hesitation for temporary van insurance uk plus short term van insurance uk advice. Van Insurance R Us also concentrate on cheap private van insurance assistance.