Car Insurance Premiums Too High

Women look like better drivers, as a group, than their male counterparts, as shown by startling statistics which were revealed by the Insurance Institute for Highway Safety (IIHS).

These statistics show that men represented 71 percent of all motor vehicle accident fatalities in 2008, 71 percent of passenger car driver fatalities, 54 percent of passenger car passenger fatalities, 70 percent of pedestrian fatalities, 87 percent of bicyclist fatalities, and 91 percent of motorcyclist deaths.

On brilliant note, however, prices vary depending on the insurer you go with. Thus, sex does not always determine premium prices.

A car allowable is the amount an insured party pays to fix or replace a damaged car prior to the cheap car insurance quotes carrier begins within the loss. The automobile allowable is specified beforehand in the automobile insurance policy. The insured celebration decides the deductible’s size.

Each time a claim is filed on a car insurance plan the excess amount will have to be paid first by the policy owner. After the surplus has been paid the insurance carrier will pay the remainder of the state. If your car is really a total loss the insurance carrier will pay out the amount of the state less the excess amount. If an accident was one other driver’s fault the excess payment could be repaid by one other driver’s insurance company. Check around at different companies such as:

  1. Geico
  2. Farmers
  3. Progressive

Provided by Kristel Q Medows

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