ifydcat Is it coming round to the time to renew your car insurance? Will you just accept the quote and stay with your insurer, similar to what 23% of car owners do? Does it matter that the premium is 5 or 10 per cent more expensive than last years? Maybe its just not worth the hassle of all those phone calls to goodness knows where, thumbing through the yellow pages or wearing out your shoe-leather down town. In addition to this, Insurance companies offer the best rates to new customers, in order to gain their custom. Existing clients generally stay with them anyway.
What about the internet? It really is worth giving it a try. Do you know that, if you shop around you could, on average, save around £55, plus the extra online discount? It is estimated that more than 2.25 million car owners purchase their car insurance on line now. The internet is speedy and simple to use and internet sales are generally growing amazingly fast.
Car insurers really want your business; they will be extremely competitive with pricing in order to win you over. There are around 100 of them in the UK and due to the strong competition in the industry; prices have held level for the past year or so. You can go to the individual insurers websites, comparison websites or use one that recommends specific insurers for different types of driver, whether they be the in the young, higher risk category or the experienced old driver with years of proven safe driving behind them. It is not only instant results that you get to have, but also copious quantities of advice and information. Youll be asked to fill in your relevant details, for example the number of years youve been driving, whether there are any convictions, number of years of no claims for your discount. All easily answered and your no claims details should be on your renewal notice.
Besides the straightforward individual car insurance, many new categories of insurance are now becoming available in the market. There are pay as you go options and multi-car policies. Unless you were in the car-trade, these used to be difficult to obtain. It certainly seems to be time to re-assess whats available in the car insurance line and get yourself up to date on whats on offer. What is needed to get you thinking along the right lines is just a short time browsing the internet.
A word of warning though; The AAs Ian Crowder says If we dont start to see modest price increases, then there could well be an unpleasant and sudden price hike. This will not be good for the industrys reputation or out customers.Insurers are beginning to show signs that it is getting increasingly difficult for them to continue holding down on prices for very much longer. Claims are accelerating. There has been a rise in the average cost of accidental damage repair, costing an additional 5% per year, despite the fact that there are now fewer accidents. Claims for personal injury are rising fast and the cost of settling these is rising at around 12% per annum.
Get online to sort things out, instead of giving your insurer the chance to utilise this as an excuse for a rising premium!
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