Car Insurance Deals

Good for you!  You’ve purchased your very first COPO Chevy and are aching to show it off, whether at a car event or just shimmering in pristine status in your garage.  As with all such precious items, you’ve likely thought about purchasing insurance for the car.  Obtaining insurance for a classic car, however, varies substantially from traditional car insurance, because of the special issues that affect classic cars.  You have to recall that classic cars just aren’t built to endure everyday driving hazards like modern vehicles, and the fact that these cars are decades old makes them tough to price for the intent of determining premiums and policy costs.  You ought to make certain that the following issues are covered in any such insurance policy that you may acquire. To get a classic car insurance quotation, click this link.

Agree on a valuation for your car, the amount that the insurer will compensate you with should the vehicle be lostor destroyed.  This “agreed-valuation” policy may give you smaller premiums to pay, but make sure that it is a definite payment in the event of such an untoward incident.  You may want to obtain the assistance of an independent appraiser to assess the worth of your car correctly.  Likewise, make sure you can raise or lower the agreed valuation annually as your classic car appreciates or depreciates in value.  Consider the value of hard-to-find features which may be very difficult to restore. Be certain that the insurance contract for your car takes into account unusual problems for classic cars, such as harm caused from being in a car show, like from another classic car being driven into the hall.  If you do not mean for the car to be driven at all, do inquire with your insurer whether harm it suffers while in your display area will be covered.  If you’d like a quick classic auto insurance quote, visit this link.

You may want to consider a mileage limit in your contract if you do not plan to drive your classic car very often, which will provide you significantly cheaper premiums and make your car a more viable insurable item. Pay attention to any prohibitions on your car usage that would negate the insurance contract if not followed.  Check whether your classic car can be used for conventional transport or only for display.  Where you can have your car repaired is also a question for the insurer.  Figure out whether or not special storage is a must for the vehicle.  While these conditions are usually difficult to follow, they should also decrease the premium on the insurance agreement. Keep in mind, you didn’t just buy a transport; you purchased a mobile display.  Prepare your insurance policy like you would your cherished vehicle, and liberate yourself from stress as you exhibit your darling at the next car event, or your backyard.