Car Insurance Deals

Car insurance can be expensive but it is a legal requirement. It is possible to cut down on the amount you are paying for cover and some practicalities are listed below.

Finding very cheap auto insurance might seem difficult but there are things in your control which can help you reduce the cost of your premiums, even before you have bought your car. For instance, the type of vehicle you buy will affect the amount of money you have to spend on vehicle cover. Cars that have bigger engines and are high spec will cost more to insure than basic models. This is because the latter cost less to repair or replace in the event of an accident.

In addition to this, the safety features installed in your vehicle will influence the amount you pay. Cars with central locking, an immobiliser and an alarm are far less likely to be stolen than cars without those features. Insurance companies usually recognise this and charge lower premiums accordingly. It might be more expensive to buy a car with these features built in but you will most likely get the money back through saving on your insurance in the long run. Where you keep your vehicle also makes a difference. They charge less to cover vehicles stored inside, for instance in a garage. You will also have the added peace of mind that your vehicle is less likely to be stolen if it is locked away or on private property. Enhancing the security of your vehicle is a good way to lower your costs and get very cheap auto insurance.

For those who have only recently started driving, the Pass Plus can encourage insurance companies to charge less for cover. The Pass Plus teaches you advanced driving skills, such as how to drive safely on a motorway, and is popular with insurance companies. If you’re older and married, it might be a good idea to insure both your vehicle and your spouse’s with the same company as they could give you a discount.

These are all practical tips you can consider but one of the quickest and most helpful ways to get very cheap auto insurance is simply to go online. When your contract with your provider expires you can change and it is worth seeing what kind of deals the competition has to offer if you have a renewal coming up.