ifydcat Much of the world’s labor force rely on their trusty vans to transport them and their tools to and from jobs. Pretty much every van owner will tell you just how integral their wheels are to their business and how much disruption is caused when they haven’t got access to them. Most vehicle owners can rely on basic insurance to cover them but it is not so straight forward for tradesmen.There are a number of different insurance requirements for business van owners, despite whether they have chosen to buy a van or use Vauxhall van leasing.
Van Insurance. First and foremost they need to have standard vehicle insurance cover to protect other road drivers. This means that their policy will pay out if they cause any damage to other road users or their vehicles.It is advisable however to take out more comprehensive insurance to cover owners from things such as theft or fire.
Contents Insurance. The transportation of pricey equipment, tools and goods is common place for lots of business van owners. Let’s say for example someone has a Vauxhall van leasing deal and carries valuable items in their van. If anything should happen to these items, they would not be covered under basic insurance or even the leasing insurance, so could result in a large losses for the business.
Loss of earnings. A surprising amount of people don’t even consider insuring themselves for loss of earnings due to vehicle loss of use when taking out their policies. This can actually often be added into someones business insurance cover, but you’ll find that most insurance companies require to you specify that you rely on your vehicle for work.If they don’t know about it, many insurance companies will not pay out for loss of earnings and you could be struggling with very little money for a while. For Vauxhall van leasing visit The Van Warehouse
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