If you are driving a car, then there’s a pretty good chance that you have car insurance. Most people have car insurance, but a few people don’t. If you don’t have some, and you get into an accident, then you are in danger of encountering some horrible financial consequences. That’s why everybody should have insurance. In this article, you’ll learn some of the inside secrets of the insurance world, so you can have a better idea of what you’re up against.