Classic Car Insurance Northern Ireland – Policies for the Connoisseurs

A number of additional areas, which are not covered under any common car insurance policy, are covered under classic car insurance Northern Ireland policies. Besides the normal features offered by any car insurance, this extraordinary policy offers a number of fascinating features such as a buy-back or a guarantee that the provider will offer a proper salvage value for your broken car. Not many insurance covers provide for such star features.

Policy holders are eligible to get an enormous introductory discount, which can sometimes surpass 50% of the premium costs. There is also a limited mileage discount provided by some insurance companies offering the classic car insurance Northern Ireland policies. Under this discount, if your car runs only a few miles per year it is qualified to get discounts in addition to the insurance cover. In the event the car moves out of Northern Ireland to some other European destinations for a short duration, insurance cover remains valid for varying periods extending up to 90 days in specific cases. Major insurance companies have car owners clubs or car clubs and discounts are available to car club members too. Such services are only available to classic car insurance Northern Ireland policy holders.

The idea of a classic car insurance for vintage and old cars originated about 25 years ago when car owners found that policies in those days were inadequate to cover their requirements. Vintage car owners were handed out normal car insurance policies with little regard to their vehicle types and usages. Not many vintage car owners today pull out their cars from their garage to go out to the office or drop off kids to the school. No one ever sees these old time beauties racing along a highway except for vintage car rallies which today are few and far between. In Northern Ireland, these passionate vehicle owners desired a better deal for their cars, and insurance companies at last decided to listen to their demands. With a view to build in long term customer relationships, some of the major insurance providers in Northern Ireland decided to offer these policies popularly known as classic car insurance Northern Ireland policies. These policies offer a number of exclusive options, like inexpensive quotes, and add-on privileges including club memberships, discounts, free courtesy car while your car is being repaired, and a guaranteed salvage value if you decide to relinquish your car.

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