ifydcat Temp car insurance is growing in popularity. More and more people are finding it to be a cheap, easy way of covering themselves for a short period of time.
A lot of drivers are reliant on their vehicles. However, the insurance is expensive and once you have decided on a cover provider you are tied into a contract for a year. For some people this might be better than any alternative as once it is sorted they don’t have to think about it again for the next 12 months. But what do you do if you want to share the driving on holiday or insure a car for a day so you can drive it home from the dealership? This is where Temp Car Insurance comes in.
Short-term vehicle cover is not available from every provider but the number of people using this type of policy is growing. It offers a cheap and flexible way to insure a driver for any amount of time between a day and six months. It doesn’t come with the commitment of a normal car insurance policy and is available as soon as the insurance company have been paid. All three types of cover available with normal car insurance policies can be purchased as temp insurance. The most basic is third party, then third party, fire and theft up to fully comprehensive insurance which usually covers any eventuality. Just like annual vehicle cover, you get to decide the level of excess you want and can apply for breakdown cover too. Just like normal car insurance, you can travel to Europe using temp car insurance policies. This means that if you are going away with friends and want to share the driving, all you have to do is make a phone call and you are totally covered.
Temp car insurance is also useful for students who need to borrow their parents’ cars during the holiday. As they are not living with their parents for half the year, it would not be cost-effective to cover them with an annual policy. Short-term car insurance is also great if you have an emergency as you are covered the same day you arrange the policy.
Temp car insurance has helped out millions of people so far and is a great, flexible way of ensuring that you are protected.
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