Car Insurance Deals

It is common knowledge that one requires car insurance, but how many of us have heard of short term car insurance? This is generally also known as temporary insurance cover is an insurance policy that exists for a short period, about one month – 28 days to be precise. There may be circumstances when you need short term car insurance, like occasions when your car has gone to the garage and you need to borrow your friend’s car to go to an important meeting out of town. It is also possible that you may decide to go on a family vacation and also decide to rent a vehicle; you can purchase a short term car insurance policy even in this situation. Look at it from the other angle too – your friend may need to borrow your car for a few days, you can suggest that he gets covered with short term car insurance.

Normally all short term policies are comprehensive and are available from the insurance companies at very short notice too. What’s more, if you file a claim on your temporary car insurance policy, you are still eligible for the no-claim bonus benefits on your normal car insurance. So even if your car is having a normal comprehensive car insurance policy, your friend who would like to borrow your car can still apply for a temporary car insurance coverage for a few days. Take for example a situation where you decide to go on a vacation to one of the picturesque sea resorts and hire a car during the tenure of your stay in order to move around comfortably in the nearby areas. You can just call up the nearest insurance provider who would be willing to provide you with short termed auto insurance on the vehicle that you took on hire.

Some insurance companies provide additional benefits to the holders of their temporary auto insurance policies, such as break down cover and uninsured loss recovery valid throughout the country, even if you happen to travel a short distance.

It is advisable for new prospective car owners and students to choose short term car insurance if they are in the process of finalizing the purchase of a new car and would need to test drive the car to help arrive at a decision to purchase the car.